Workers’ Comp for Trucking
Workers’ Compensation Insurance for Trucking Businesses
Help protect the people who keep your operation moving. Hightree Insurance Solutions helps trucking employers review workers’ compensation options for drivers and other employees.
Drivers & Trucking Employees
Your trucks and your team face different risks.
Commercial auto insurance and workers’ compensation address different exposures. Workers’ compensation generally addresses covered work-related injuries or illnesses involving employees, subject to applicable law and policy terms.
Hightree can help review your workforce, payroll, job duties and operating locations so the coverage conversation reflects how your business actually operates.
Who should request a review?
What to Review
Match the Policy Review to Your Workforce
Work-Related Injuries
Discuss how a policy may respond to covered employee injuries or illnesses arising from work.
Medical & Wage Benefits
Review the benefits that may apply to covered claims under the policy and applicable state rules.
Employers Liability
Ask about employers liability coverage, its limits and how it relates to workers’ compensation.
Drivers & Job Duties
Describe driving, loading, unloading, dispatch, office and other work performed by your employees.
Payroll & Business Changes
Review estimated payroll, new hires, changes in job duties and information needed for a policy audit.
Locations & Contracts
Share operating locations and customer contracts so relevant coverage questions can be reviewed.
A Separate Coverage Conversation
Do not assume auto or occupational accident coverage replaces workers’ comp.
Employee status, owner participation, contractor arrangements and state requirements can affect what is needed. Tell Hightree how each person works in your business so the appropriate questions can be reviewed.
Prepare for Your Review
Bring the Details Behind Your Operation
Business & Payroll
Have your business details, estimated annual payroll, employee count and job descriptions ready.
Current Coverage
Share current policy information and prior loss information if available.
Workforce & Routes
Explain employee work locations, driving operations, hiring plans and contract requirements.
Get Started
Request Trucking Workers’ Comp Information
Use the dedicated trucking workers’ comp form. Hightree will follow up to review your business and available options.
Start Your Workers’ Comp Review
Tell us about your trucking business and employees.
This information is general. Workers’ compensation requirements and benefits vary by state and employment arrangement. Coverage is subject to policy terms, conditions, exclusions and underwriting. Submitting a request does not bind coverage or guarantee approval.